Again I appreciate the reply. Have there been any major developments on wallets? Losing codes or having then hijacked was a concern. Only a couple seemed to support three way verification I'd really appreciate some 'best practice' suggestions and not for 1-2 BTC either..
Is this available in a wallet yet?
Multi-signature to protect against theft
Bitcoin includes a multi-signature feature that allows a transaction to require the signature of more than one private key to be spent. It is currently only usable for technical users but a greater availability for this feature can be expected in the future. Multi-signature can, for example, allow an organization to give access to its treasury to its members while only allowing a withdrawal if 3 of 5 members sign the transaction. It can also allow future online wallets to share a multi-signature address with their users, so that a thief would need to compromise both your computer and the online wallet servers in order to steal your funds.