Professional web design (HTML + CSS responsive)= Cant argue with this
Programmer (Admin/Client section, Invoices)= Programmer to search Google and record off unauthorized devices? Great so you are wanting to automate your illegal activities. You offer financial consulting... but you need a outsider for invoices interesting.
Outsourced Video Presentation Marketing (To pitch to clients....)= So involve other people.... and record over state lines in most cases.  The recording puts you into wiretap land FYI.  Check each states laws.  
Dedicated Business Phone Line w/ VOIP and Voicemail Capabilities= get a cell phone or landline or simply use Google voice.  Don't need VOIP for a business of one employee.  If you do have "outsourced video marketing" they would not be using your VOIP office at remote sites....