Also, the coin cannot appreciate until the 1 trillion dollar supply is exhausted, so there is no speculative reason to purchase it. If there is a ponzi here, the Realcoin operators haven't provided much incentive for anyone to participate in it. Of course, it is possible that Realcoin is a legitimate business.
There will be speculation before the reserve has been exhausted. We are already discussing potential investments with our bank (HSBC) in HK and the first milestone level to be hit for an investment to be made is around $200,000.
This means that as soon as we reach this amount, we will make it available to our bank for investment thus slowly increasing the price of RLC.
Part of the appeal of your system is that 1 real cent equals 1 US dollar. This keeps computation simple. Consequently, I recommend issuing dividends to realcoin holders as additional realcoin instead of changing the realcoin price. That is, just send out extra realcoin in proportion to people's existing realcoin balances.
Also you want to establish a commitment that realcoin will never decrease in value unless the entire system collapses. Essentially you offer some risk-free nominal return to investors and then profit based on the margin between this return and the extremely low-risk return offered by your bank. I am afraid that potential profit from this is minimal given the current economic environment (low price inflation, low real interest rate). More inflation will help you.
Of course you could gamble with the money. Maybe you win big or maybe you go bust. That kind of gamble makes a lot of sense on your end if you can keep it hidden. Taking the money and running is another option. In this case, your profit is large if you can convince a lot of people to participate in your ponzi and are able to escape punishment.
Due to these concerns, complete transparency, proven investment in safe assets, and proven location of these assets in countries with strong legal enforcement will be necessary for your success.
First of all, i would like to state that RLC will work as a community. Therefore, ideas like the one you posted could come to life since we are looking at creating an appealing e-commerce platform.
Secondly, forgive me if i didnt really got your idea, but how could you track people and their balances especially when they take their money out of the exchange and into client and reward them with dividends? Please dont be harsh if i am missing something here. I am learning more and more about the BTC platform day by day. Your idea sounds interesting so please post some more details if possible about the way you think it could work. I ll pass the details to the others and it might get adopted as i explained above.