It looks like they do, they got a chatbox and there is chatter.
I am more concern with how many of those users have deposited money on the service and are using it.
The front end looks very nice and impressive. Cost is a little step and monthly profit from fee will not cover operation cost for a while.
Gweedo, if you are interested to take over and want to reduce the risk. I am willing to take a small equity stake with partial shareholder right.Now this is a GREAT IDEA.