Doc (or someone who can confirm / correct my assumptions),

Now that I have a decent amount of miners hashing I think it might be worth activating some additional perks but I want to make sure I understand the math correctly.

I currently have automatic donations for BTC and NMC on (1.5%BTC + 1%)

and prepay BTC & NMC @ 1.5%.

Sticking with just BTC and using 0.1 as the expected amount paid per block on the account page is the following correct....?

For each block found I would receive .096 BTC's calculated as  0.1 minus 1.5% (.0015) for automatic donations minus another (.001) for the fee minus another 1.5% (.0015) for the prepay BTC.

Additionally, if I activiate the team effort perk at .50% BTC than is would cost another (.0005) BTC each block.  And the non-stop mining perk would cost .0001 BTC each block.

Is the math correct here or am I off some decimal places?

Finally, it is more cost effective to just actiive the Pro Minter perk if I am interested in most of the perks (except many the easy mode - which I confess I am not sure I understand completely).

Thanks for any help!