Some valid points...Sometimes I've thought that more people would get involved with cryptocurrencies if they could mine it on a decent laptop. (I will admit to curiosity about whether anybody's tried mining Groestlcoin. They're the ones that are supposed to have a more efficient algorithm.) Is there a way we could keep Bitcoin from becoming like the old financial system? I am thinking we should just do peer-to-peer lending if we have to get into the Bitcoin version of the money market at all. Fewer fees and we give the banks something to think about.