yes, these reasons. and... if you really need your 6 bux a day, maybe try and get a job.
I try to set payout to once a week or once per month.
I personally have mine set to payout everyday, sometimes more than once in a day, depending the pool luck.
I don't mind paying a few cents in transaction fees to get my
BTC sooner as I would rather sit on it in MY wallet than leave it on the pools wallet and something happen to the pool wallet or whatever. Better safe than sorry.