I don't like to consider myself an expert. But as a long time player I have made a few connections I rely on to give me the best odds at playing. When I heard Rockwell scammed, a little bit before that, I got word from my exchanger contacts that hackers had looted Rockwell's e-currency accounts. That very same day the HYIP that I was in, Finmutual stopped paying all of a sudden as well. They eventually sent out a hacking notice email which to me appears to be true. Neither Rockwell or Finmutual should stop paying cold turkey. It isn't in the best interest of the admin if he wants the most money out of the program. Rockwell didn't seem to make too much of a deal about it, but they had been cashing out their e-currency accounts for quite a long time now. I guess the admin was content with just shutting down.