Well thank you for your input there gyfts, I truly appreciate that! 

  But if you read my last comment I stated that I had coins that I would be open to using as collateral, just that I was uncertain about how to go about that and that it was just as easy for the lender to just up and run off with the altcoins.  I also stated if anyone had opinions or options about taking that route I was open to hear them.

  Also I wasn't trying to create a SOB story and make people feel sorry for me, I was just clearly stating my "REAL" world situations I'm dealing with right now.  I am a firm believer in paying it forward and that one good deed deserves another, but then again you are right and we do live in the "REAL" world where not everyone agrees with my morals or ethics, which is fine because everyone is entitled to his/her own opinion.

  I also stated that not only was I just looking for a loan to go and blow away and lose and not be able to pay back, I was looking for a person who wouldn't mind assisting me in accomplishing the goal, which in turn if the lender was a good enough trader themselves, then would have no worries whatsoever about the loan being paid back in full! If not more!!

  But thanks again for reminding me on the collateral aspect of the terms and conditions that I have already read and already stated that I was willing to possibly venture that route, given someone could assure me that I as well wouldn't get fucked over.  It's easy enough to point the finger at the person asking for the loan to be a scammer and a con man looking to rip someone off their BTC, but I would also have to state that wouldn't it be just as easy for the lender to do the exact same thing?

Anyways thanks again for your comment and I hope that you have a great day my friend :-)