RIP JD. you were my inspiration

I will miss JD a lot. However, their departure does give you a real opportunity, especially since you allow investment. I think some things like the 1/2/3% pools may intimidate people, but at the same time, if they are baffled by something like that (which you do explain) you probably don't want them as investors on your site anyway.
Good Luck!
1/2/3% is confusing thus bad even if the idea is smart; the main problem is the trust; getting deposits of hundreds of BTC is not easy is you are not enough trusted
dooglus and his team were apparently trusted because they were known by the ones in the know

Thats why leverage will be useful in this case, reduce counterparty risk. since he could have just hold 10% of the investor fund to keep the site running and safe