I've proven you wrong so many times now, it is impossible to claim ignorance at this point. Thus, anyone who chooses to believe that spending $1 and getting back $20 is losing money can take whatever pleasure from that misbelief they want. I would hate to rob you of that.
But did they give you dollars or bitcoins? If I gave you 1 bitcoin and got back 20 cool, but If I gave you 20 and your gave me 1 not cool.
Unless you said all
BTC are tied to USD at the time they gave you the coins.