Lol, you say this isn't a ponzi, but then ADMIT that its a ponzi on your "about us" page with this quote.
"It is easy! We never invest all the money in one place so we always will have money to do all the payouts!"
if it looks like a duck, etc...So, if you don't invest it and pay people back with the money that isn't actually invested in anything IS a ponzi.. Good grief.