If your asking that question..nothing I can say , will elaborate enough for you.
Blimey, you're a useful person to have in a conversation. Thanks for dropping by.
I think he has lost his phone before and with wallet open that Could be a nice find for a potential thief.
your phone can be insured but i doubt they will replace the coins in your wallet u "said u had".
but i could be wrong, maybe he was thinking of something else.