It would be lovely if one day opening a bank account was a choice, not a necessity...
It already is. You just have to be willing to make sacrifices. Your weakness determines your absence of choice.
My Company has a Bank Account, but I don't.
I don't have a car loan and never will.
I don't have a mortgage and never will.
I don't pay rent and never will.
It's your choice... What are you willing to do to make it happen?
I respect the hell out of most of your opinions, but this one is just incredibly naive to suggest that you can get by in life without a car loan, mortage, or rent payments just by making sacrifices.
It is easy to make those kind of claims when you are as wealthy as you are (or claim to be).
When you work two jobs just to make rent payments and put food on the table it is very difficult to take your view seriously, as it just comes accross as naive. What more can you sacrifice?
I quit doing dumb shit that doesn't work, just because everyone else was doing dumb shit that doesn't work... Hmmm.... If everyone else is doing dumb shit that doesn't work and their lives are fucking miserable, hey, bright idea, DON'T FUCKING DO THAT! Why follow the leader who's totally fucked? If everybody is doing X, and they're fucked for doing it, how about, maybe, not do X? How hard is this?
I was homeless just a few years ago. Abandon Conventional Stupidity and you can do anything... You're creating limitations for yourself that do not actually exist.
The lazy and entitled have no limits to twisting their own eyeballs... No amount of excuses or insults will fix your life. Quit doing dumb shit just because it's popular.
Quit your job and be homeless, you'll have even more time to post than I do.
I currently earn less than $10,000 a year and almost every penny is mine to do with as I please. The quickest way to ruin a man who cannot handle money: give him some. This is most people... I know people who make 10x more than I do and they're always asking "how the hell do you do it?" It's really not that hard... People make excuses to keep doing dumb shit, even when they know it's dumb... Stop. Just fucking stop! That's all you gotta do...