It would be lovely if one day opening a bank account was a choice, not a necessity...
It already is. You just have to be willing to make sacrifices. Your weakness determines your absence of choice.
My Company has a Bank Account, but I don't.
I don't have a car loan and never will.
I don't have a mortgage and never will.
I don't pay rent and never will.
It's your choice... What are you willing to do to make it happen?
I respect the hell out of most of your opinions, but this one is just incredibly naive to suggest that you can get by in life without a car loan, mortage, or rent payments just by making sacrifices.
It is easy to make those kind of claims when you are as wealthy as you are (or claim to be). When you work two jobs just to make rent payments and put food on the table it is very difficult to take your view seriously, as it just comes accross as naive. What more can you sacrifice?
camosoul must be very rich, otherwise he would not have the time to post that much....