What value? I still remember StockCoin, or whatever the name of that scam was... Furthermore lightning fast is for example PayPal, similar to what You are trying to do here. I can´t believe that anyone wish to put money in this.
Some might want a more stable and what seems to become a more legit cryptocurrency.
"Legit crypto currency"

Oh yeah, let's forget that you created a premined coin that you own everything of and you are the bank.
Only fools would touch this. Warning to the beginner, don't ever put in money into a coin that is both centralized and premined.