If you were dumb enough to trust an incompetent exchange (whether you knew or not ahead of time...as there is always risk with 3rd parties) you deserve to lose your coins should that 3rd party fuck up on their responsibilities.
If crypto goes mainstream, your way of thinking will not survive.
Well that is a big IF.
Currently there are avenues for crypto businesses not to be regulated if they so chose and would not need to go mainstream.
But with any 3rd party there is risk. Get that through your head.Just look at BTC-e they are anonymous and yet they run a pretty decent exchange.
My thinking has kept me from getting scammed, hacked, and swindled out of my coin holdings for 3 years now. You are preaching to the Choir.