When you say you have enough reserve for covering ... why dont you invest that capital lolz
Reserve means we invest money in few places. So if we lose on one, we got money from another one.
That's not what reserve means. If you are risking all your money at once, whether in one or several places, you have no reserve.
You have no guarantee that the amount you gain from your profitable investments will be greater than the amount you lose on your bad investments.
Agreed reserve is money that isn't invested. Maybe "reserv" means something else?