I think investing in PTS has a lot better shot at paying off than 99%+ of crypto-currencies.  The reasoning is that it has a whole ecosystem behind it being developed.  It isn't like a singular bitcoin fork trying to make a name for itself.  The economics are sound.

My whole life I've never tied my wagon to much of anything.  BitShares has been different.  Make of that what you wish.

BTSX is a no brainer.  Even if the chances of failure are somewhat high, the upside makes up for it.  Take a flyer and put a few bucks into it at least.  I have more to gain if you don't invest early as it will screw up the price, but I'm not here to mislead, only inform.