I have started a new approach to my spending habits.
Every time I spend money, I buy the equivalent amount of bitcoins.
I booked my flight for a vacation (used Lufthansa.com because the price was a lot lower than cheapair.com) which cost about $630. So after booking the flight I went to Coinbase and bought 1 bitcoin.
I paid for the hotel with bitcoins on Expedia for 3 bitcoins. So I turned around and bought 6 bitcoins on Coinbase after that.
Doing it this way, I will be forced to save 50% of all of my spending. And if the price of bitcoin doubles I will have paid for all of my spending up to that point.
And if I spend bitcoins, it does not matter if the price is low when I spend it and goes up after the purchase. That just means I gained money.
Your thoughts are clear to me. Idea of saving 50% of all spending is good but I'm sure that in very short-term future this scheme will not work.