getting that job to pay it back when your 55 years old.
Well, it's a matter of degree as well. I know people who borrowed 6 figures for an undergrad degree. That's crazy. But borrowing 50% or 100% of a year's salary? That's not that crazy.
It really depends on your degree. If you are getting a degree in finance that can pay 6 figures after 2 years then borrowing 3 years salary would not be a big deal as it can be paid back and the salary is much higher then that if you didn't have a degree.
What I think is crazy is people paying anything at all for degrees like history or English as these degrees are generally worthless.
History professor? English professor? History teacher? English teacher? Although for the latter two, you might need a teaching qualification as well.