Can anyone here address these questions

Thanks

A a major increase in my wallets is publicly reported on blockchain, yet transactions are not keeping up with user wallets. In fact they are way lower than the past. Similar ratios are 700m credit cards produce 800m daily transactions. Yet 2m my wallets show the same number of transactions as when they had 70k wallets.

B if you look at top transaction page at blockchain all you see are addresses for the Ddos attack script (some consider it that) for satoshidice meaning the minor amount of transactions being done for btc are related to what some consider a Ddos attack and not real commerce.

C why would it take an hour to verfiy a transaction, credit cards are verified in seconds, is it due to the volume of 70k mostly satoshidice transactions? If btc starts to have millions of transactions what impact would that have on the 6 verification hops needed to verify? Only 70k trans now most days and its almost an hour, at 1m trans what would 6 verifications take in time?

So I see 3 issues in btc and if someone well versed in btc can address them I would appreciate it.

Thanks for intelligent input on these 3 areas of concern for me in regards to btc.

1 low transactions ratio to users
2 lag in verification time
3 the high percentage of transactions related to what some consider a Ddos attack that being satoshidice