I would say a scathing insult about using paperclips. But it is your gear and your money.
I won't use paper clips.
I won't use server psu's.
same reason for either of the above. shock/short hazard.
I sale my gear used and tested on ebay or to local miners.
So I don't sell gear that has short/shock hazards.
Oh the scathing insult is don't be
"stupid cheap" or better known as : "pennywise pound foolish" and those paperclips would fit that bill. as would the server psu's in any home with kids or pets.
I think there is a slight misunderstanding here:
1) Phil resells some fraction of his stuff, so he uses something that has a veneer of being CE, UL compliant because he will sell to noobs. Ther is no need to dump on his method.
2) The paper clip shorting plug solution is functionally ok. With a pair of wire cutters you can get 2 - 4 "shorting plugs". If you are worried about shorting something out, cut a 1" length of electrical tape and cover or if you want to go broadway, couldn't you urethane coat the exposed part.
I'm a paperclip person because it's fast, reliable and cheap for me.