These licences are total bullshit.
The purpose of Bitcoin is to free ourselves from this kind of tedious red tape and state involvement in personal finance.
Fuck the bureaucrats. This adds NOTHING to Bitcoin or its economy. Its just another source of drag that would seek to make Bitcoin no better than fiat currency after burying it in red tape.
This actually is really good news.
These are essentially the same rules that apply to any business that acts as an intersection between financial institutions and the regular cash economy.