Simple answer is no.
Your just taking a chance like everyone else.
That's not the case. Not everyone has the same intelligence or ambition. Some will be more successful than others given a college education.
You wont be successful if majority took the same route. I say chance like a lotto ticket because its not a guarantee to a job.
But you`ll have to pay $20k thats for sure certain. Keep in mind, that you cant or erase for file a chapter 7 bankcruptcy on student loans, so people planning not to pay back good luck with that.
And by the time you made your money in a white collar job, your not really enjoying esp when your old as hell.
You mind as well take that route though, if you dont have a plan to make some real money. People settle for whatever, some people settle for $30,000 per month its up to the person.