I don't think anyone in this thread actually believes monero could overtake bitcoins mainstream adoption, EVER.
Now that said, blockchain bloat can be an issue but lets take this into perspective with the quote above.
If bitcoin is the actual threat to the current banking industry we could view monero as the offshore banking currency to bitcoin.
I wonder how many people here have actually used offshore/swiss banking? Fees are much greater than traditional US/EU banking and people accept them on a daily basis because the offshore banking provides them whatever service they require.
Offshore banking in general is much riskier than traditional banking aswell. Anyone with the slightest experience in any type of offshore banking will confirm this in a split second.
Now my point being, whether it is Monero (likely at this point in time due to its tech) or another crypto down the line, blockchain bloat will be the least of the intended target audiences worries. These are the same people you are targeting who pay much higher fees in the real world for these services and a bigger blockchain is in reality a joke in comparaison.
Sometimes we step too far away from the real world problems that can be solved and dwell too much on smaller technical issues that are definatly acceptable in some situations in regards to the solutions they offer.
What makes you think bitcoin will achieve mainstream adoption? Because someone told you it's gonna be worth a lot some day? Because someone said it's gonna be on some real markets soon? Really, the logic here is that because bitcoin has shown progress, it will be adopted by the entire world. Well cryptonote now has a coin with its own
exchangemarket, GUI wallets, and is showing favorable responses. Your logic doesn't make sense that there's zero chance it can be adopted ever than by a couple thousand people .. as by your definition there are people telling you it's gonna be worth a lot some day, and there's actual progress.
So you're worried about bloat? Have you forgotten about lightweight wallets? What about other ways to mitigate the size of the blockchain, that you don't know about? These are all impossible to fix in the future, just because at one point in the past the data took up a lot of space? You really think the intended target audience is only people that want a personal swiss bank account? I hope you realize it could be much more as well.
Or are you trying to make the point that because the technology seems clunky right this moment in time only three months after discovery you'd use it as a swiss bank account? That's a large thing to say about something that's only three months old .. you must have a lot of faith in this to want to use CN as something like a swiss bank account.