I know that this post seems risky if not scammy but if there is anyone out there who is willing to help a poor sod out. I'd be grateful

The terms are
Loan: 1 btc
Return: 1.1 btc ----->1 hour to 1 week
Collateral: games accounts or to be determined
Please help me out

No, shut up. Either provide collateral that can be liquidated, such as miners, gold, silver, etc or altcoins.