if they do that theres no need to wait 5 years.
bullshit charge can be used to seize the account immediately.
They haven't managed to seize all of DPR's yet and he had semi-legit charges.
There isn't any bullshit charges that let them take monies as easy as wait 5 years that I know of.
If your bank account or other asset account is dormant for a certain period of time then the assets are to be turned over to the state. If the accountholder later contacts the state looking for assets then the state would return the assets to the original owner of the assets.