Just for the sake of info, would like to know that what is the minimum required number of posts, activity and member level you need from people like before even letting us ask for the loan? I think if you clear it out, then it will be easier for us to understand and think before posting for the same. 
If you don't even bother reading the OP, then you don't deserve any loans, no matter how small. There are only 2 simple terms, how the hell can you miss it?
1) Post requests in the thread, no PM's
2) No newbs with activity or posts lower than 20
Okay, I agree that I didn't read the OP, and I'm very sorry for the same. But if these were the 2 terms that needed to be followed, then I think that I didn't break the rules:
1) I did not send you any PM regarding this, sent request straight here only.
2) I have both more than 20 activity and posts.
So, am I still eligible? But as I said, I have an opportunity I would still not let go. And if given an opportunity, even for the sake of trust, I can prove it to you that even a newbie can repay a big loan amount of upto 1 BTC.