Not all hard fork necessarily heal, there are currently 3 full-time developers working on Bitcoin, if this monetary system would be developed by say, Oracle, with +200 programmers working on it fulltime we wouldn't have that risk.
Only 3 full-time developers for the future of money. This fact is an indication of just how early in this game we are...
No, it's an indication of how a 8 billion market is being operated by people lacking basic business skills.