Smoothie, I have followed your investment advise and posts extensively. I'm guessing you have personally had this experience w/ Chase. The legacy banking system does not like people playing with their monopoly on money movement. You know this I'm sure.
I am not nearly as savvy as you, but I am currently unbanked except one account where I carry a ZERO balance. It is difficult to navigate this terrain, but I manage because I am committed to my principles. Sometimes this means eating out at only chains that accept Gyft. I hate chains, but I love bitcoin.
In order to be unbanked and have some accumulated wealth; sacrifices must be made. Being unbanked has led to me accumulating more than I otherwise could have by way of hodling due to circumstance. I am also forced to have a trusted network of family and friends that allow me to use multiple prepaid cards in their names.
I hate that this keeps happening, but...Cash and BTC work just fine in most instances. For everything else there is a prepaid reloadable card.
No to be clear I do not have a Chase bank account, never have...and now never will.

It is good to be proactive in these sort of things is why I am asking.
On another front, I do not give investment advice. Just tell people what I would be doing or what I think will happen. I am in no way a financial advisor.