Yes, but not till the price starts going up. Even if the price crashes the swap rate will go up while the price is recovering. I do think in the long term the rate will continue to go down as more people with money use the site as even 0.1%/day is absurdly good by most standards (~44% APR if compounded daily). At this rate you could even take out a bank loan and loan it out and still make a profit. That said, while the price is going down I'm putting some cash in bitcoin-trader https://bitcoin-trader.biz/?ref=dhorks since they've been paying ~0.8%/day lately.