So XC teamm announced its working on making the wallet/app Skype like, albeit totally anonymous and decentralized. Surely that must be worth some looking into. But no, lets argue whether s topic should be moderated or not...
I can announce all sorts of bullshit, doesn't make it viable, workable, or even doable. Let's wait and see if they deliver on something that works AND is cryptographically sound.
your concerns are legit, but if you had been keeping an eye on the team for the past 2 months, like many holders did, you would know this is something not to be taken lightly. XC team is probably among the 2 or 3 teams actually treating this as legit software on the making, providing updates and delivering on several fronts, + some surprises.