i am hanging to my coins but nowhere does it state you have to have .005 to get a payout. and furthermore the miners have to pay more than worth value for the coin they are mineing for really.
Multi-pools dont have "instant" payouts. Most typically have a minimum amount and payout on a set time if you're under the amount. I agree that the site doesn't list the min coin amount (hopefully the creator will add that) for payout, but a minimum coin for payout is standard.
and furthermore you're not paying more than the coin is worth. You're paying exactly the standard market sell value. If everyone is selling bitCoin at $600 and stinger1969 wants to buy it at $500 does mean the value is $500? No.