You folks may want to take a CLOSER look at what it really takes to give stake in a company to customers in that particular country before taking their word for it. It may be in your best interest to attempt to get any type of refunds going or legal action (based upon your own due diligence from seeking legal counsel). Below is a post that gives some light into what it might take for A.T. to allow what they propose which based upon what their circumstances now as a company they may not be able to do legally. This is in no way financial/legal advice. Please seek the appropriate people for that if that is what you seek. Good luck to you folks.