Launch the coin and API sooner rather than later. You can unlock the fund and other potentials that way. How can you raise fund otherwise if you have nothing to show yet ? I test the alpha and it seems stable enough. One the outside, it looks better than most other coin launch.
Truely, Please go through step by step.
I agree. I wouldn't do anything that may not have recourse. I'd rather start something complementary to the ecosystem, like the mobile wallet and solutions. At least if I fail there, it would not impact the ecosystem. The ecosystem must be right first time up.