I've been looking to increase my alt holdings, cloak being one of them (yeah, i should of bought at the recent dip to 16/17k doh). Im quite technical, but obviously not technical enough to get my head around the anonymous features of cloak. I hope you dont mind me comparing it to Dark, but could anybody explain the main differences on how say Dark R4 and Cloak will will handle anon payments?

Also, the built in wallet exchange...is that decentralised or is it an api to say bittrex?

Sorry for all the noob questions...nice work to all involved...seems to be doing really well (just wish i bought earlier)