Brilliant answer.

How about you graduate, finish college, get a job developing monetary systems and then dictate to the elite on how to manage theirs? Everyone seems to have suggestions these days...

Pft. Sink the VC funds into paying off whales so they can make x20 profits off our sweat and tears, how about we just transfer the funds directly to the whales and that's it? Would sure be a lot more profitable than channeling them through an experimental monetary system.