I think it is a great idea! It is not unlike having to have a minimum deposit in a savings account with a bank before they give you a loan. They will also earn interest on the BTCD just like a savings account.
Yes, my idea is to force people to stake, then when they start getting dividends on top of the 5% staking, that could create another avid BTCD HODLer
so, the first step is to get people to stake with at least 1 BTCD, preferably 254 while the prices are not so high. Then they see staking income, then dividends, then maybe they decide they want to get more.
So it is not really to charge a big fee, more to increase the number of people staking, which also makes the network stronger with more nodes.
I just envisioned all these BTC guys teleporting, and they pay a small fee in BTC, but they never had to even have any BTCD and that just seemed wrong
James