I think Kraken is fine. But yeah SEPA deposit will take 1-3 business days.

Like Rannasha says, credit cards (or paypal) are almost never accepted or possible because of the high amount of charge-backs.


In The Netherlands there are some ways to buy instantly bitcoin, like www.bitonic.nl This is because we have a online payment system called iDeal which is connected to all the big Dutch banks and works actually pretty good and doesn't offer charge-backs.