I have a suggestion for the future. Kind of a rough patch for last-case backup of account data. Why not allow users to export a copy of their personal ledgers, GPG-signed by Atomic Trade. Most people wouldn't bother, but folks with larger balances might. Then we have the comfort of holding some tangible proof of AT's obligations to depositors.

That said, anything that encourages people to be lazy and not withdraw balances from the account is potentially dangerous. No matter how trustworthy the operator, there is *always* a possibility for data loss. I just don't think it is possible to protect fully against damage from possible wallet loss or theft. Any representation to the contrary is irresponsible.

Maybe it's time to go a step further, and actively encourage fund withdrawals. Say, for any balance over some de minimis amount, the site would charge "interest" on deposits (except for deposits that are subject to an open order). Ouch, I know. But it would sure get people to w/d their funds in a timely fashion.