Apart from that, knowing that you use paypal to exchange usd to another currency, we could say that thats not exactly what mainstream use means, you know.
"Mainstream use" as the devs and everyone else understand means
1. Vericoin will be used for online purchases as much or little less than Paypal, CCs and BTC
2. Vericoin will be used for sending money worldwide more than BTC and western union
If this is the "mainstream use" we are talking about we should start asking ourselves if vericoin has to offer at least the same advantages as they do...
Because you know don´t expect aunt Emma and Joe Sixpack switching to VRC if there are no obvious advantages apart from being easier to use or get than BTC and a theorical 3% savings
then don't,
but there will be myself and others included who will.. short to mid term, the VISA card will help.. but that is not the long term goal
digital currency infrastructure has to be built and improved upon and make the tech more user friendly..
For your words I deduce we totally agree that we should stop trying to push VRC to mainstream users and start focusing in the real vericoin user right now and/or the people vericoin is going to help and solve a problem of theirs, i.e. people like you and me then??
yeah.. the fee for sending overseas is $4-$5, but the receiver ends up receiving a lot less because money transmitters like paypal, xoom or banks have lower exchange rates.. they make money in the conversion. i see this traveling all over. for ex: in indonesia, you have to convert US$ first to IDR, then IDR to whatever currency in the receiving country. you lose money with each conversion. if you travel, the easiest way to convert to local currency is when you arrive at the airport and the rates are very low, on top of "commissions".
and this is not just for 3rd world countries. overstock is shipping across the globe now and paying in bitcoin makes more sense than paying in local currency..with your local credit card. think bigger picture.
Please define *a lot less* because I am not aware of the conversion rates, so for instance if I was in the US and sent to my family 300 USD and I took care of the of the 5 bucks WU comission how much are my relatives going to get in mexico?