[...] I repaid everything in full down to the cent [...]
You repaid everything in full? I thought you left lots of people hanging.
I was obviously referring to the amount of money which I had and that was repaid in full, not the debt which has not been repaid.
So what you are saying is that you repaid the part you repaid in full, but didn't repay the part you didn't repay?
That's true of every situation - it's tautological.
In effect you're saying "I paid the part I paid and didn't pay the part I didn't pay".