All I want from the Coin(O) daemon/wallet is a secure blockchain, fast confirmations, solid rpc interface. Then optimise the internals to minimise resource usage. Thus allowing for the equivalent of the "eftpos/visa debit" system to go global. If this core function is executed well then others are able to reliably create services on top or use other tech like clearing house etc.

A reliable core allows others to create web wallets, or electrum like clients. operate their exchanges etc. A ubiquitous system of instant trusted payments is what I would like to see Coin(O) become.

Pretty much an instant version of bitcoin. Want to be able to wave something at a shop and the account is settled (merchant paid, i have goods/service).