Salmond wants to retain GBP. There is adamant cross party opposition to this in Westminster. Even if an independant Scotland could retain GBP, why would it want to ? They wouldn't have their own central bank and, as the Governor of the Bank of England has already pointed out, monetary union with the rest of the UK wouldn't only mean that Scotland is monetarily dependant - it would also necessitate them having to sacrfice some degree of fiscal independance (ie. raising tax, and so spending). That is, an "Independant" Scotland would be a misnomer under the GBP.
Personally, if the Yes campaign had stood up and said that an independant Scotland would establish its own currency I would have had to give a "Yes" vote even more serious thought than I have hitherto. But they don't seem to want their own currency - they would prefer to ride off the back of the strength and stability of the rest of the UK as reflected in its currency, the GB Pound.
But I think a big moment that helped swing it for me was in the debate between Salmond and Darling, when Darling made the point that although he wants whats best for the people of Glasgow, Edinburgh and Aberdeen he also wants whats best for the people of Manchester and Birmingham and Newcastle.
Well said that man. Magnanimous, compassionate and seeing the bigger picture.
Better together for me I'm afraid.