Is it? You can send and recive payments for free on Paypal and I often do,
It is the case only if you send it as "gift" and within the same country.
True, but there's also the flipside with bitcoin. If you lose your balance due to fraud or hacking those coins are gone forever and you're not going to get them back so swings and roundabouts really.
You are right, but I can accept the loss if it happens because I did something wrong (like clicking a phishing link or downloading a malware).
On the other hand, I don't feel right getting scammed by someone else.
Of course as Neg said above, you will very likely see a one-sided preference here on bitcointalk.
