USD interest rate is still quite high, about 14% per year. That's considerably more than the stock market, where you can get, with a lot of variance, about 9% nominal interest rate per year. There are better options, but lending on Bitfinex is still a quite good idea. Even interest rate for Bitcoin isn't too bad right now.
Would you mind pointing at any of the better options you are talking about at the moment? Because of the bearish sentiment and the very high number of btc swaps
the rate is actually really high right now (over 5 times the usd rate, liquidity is low though)WTF? FRR for BTC is only 0.0155% daily. That's about 5% per year after fees.