Ripple is the best thing that could happen to bitcoin traders. We now move fiat and bitcoins from one exchange to another in 5 seconds time and at almost no fee.

All this hate comes from old days because bitcoiners got scared of Ripple instead of embracing it because it improves bitcoin a lot and can only help bitcoin.

Thankfully, 2 years later all those crypto 2.0 started to come out, so things might change. Nowdays people say that you cannot premine a coin that isnt mineable.

I dont know how good bet is XRP though, I only use Ripple to trade bitcoins, but if they manage to get more banks onboard, it could be something like replacement currency for all currency in world today because it serves as cross transaction tool, that would boost its value a lot.

We will see, interesting times ahead. If Ripple gets more adopted then all coins will benefit from it, probably crypto 2.0 coins the most.