Income disparity in Switzerland between the highest earning and least earning was only 6 times in the early 80's now it is more 400 times. So, credit growth has amplified income and wealth differences to the detriment of society. Capitalism is unequal but under creditism, these inequalities become unbearable due to fractional reserve banking. Normal loans of real money is ok with me but FRB is not ok. Society is fragmenting.