I can't find any compelling reason why you would repay the loan. If you got the loan, wouldn't it be easier to just abandon that account and start a new one?
Because recently I started using 999Dice, and there I lost a lot, I know how to double the balance, and tomorrow I could BTC, beacuse VirWox only let me buy once a day, and I need it now, if you don't trust me, it's okey, actually for me now a 0.001 would be enough to start making higher balance.